We’re a helpful bunch at The Mortgage Advice Company. Enjoy our articles on current market trends, industry insights, tips, and bits.

Displaying 9 of 9 articles


When's the Best Time to Buy

Buying a house is one of the biggest financial decisions you’ll ever make, and timing can play a crucial role in getting the best deal. The property market has its unique cycles and trends, influenced by various factors such as interest rates, economic conditions, and government policies. So, when is the best time to buy a house?

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Purchasing an Investment Property: Some Helpful Tips

Given recent announcements around changes in legislation and tax this year we thought it timely to write around some things to consider when stepping into this domain given the idea of making such a purchase may now become more of a goal for people to move towards in future.

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5 Essential Tips to Navigate Higher Interest Rate Rises When Your Mortgage Comes Off Its Fixed Rate

After the recent sharp rises in interest rates navigating the best way to deal with these can be a crucial aspect of managing your finances. When your mortgage comes off its fixed rate, dramatic changes with interest rate rises can pose challenges.

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Unlocking Success: How our Team Can Strengthen Your Property Purchase Offer

In the competitive real estate market that we are in now securing your dream property often requires more than just finding the right listing. Crafting a compelling offer that stands out to sellers is essential, and using our experienced mortgage team can give you a significant advantage in this process.

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Navigating the New Zealand Housing Market for 2024: Insights from The Mortgage Advice Company

As we step into the dynamic landscape of the housing market in 2024, it’s crucial to be armed with insights and foresight. Our team at the Mortgage Advice Company is here to guide you through the intricacies of this ever-evolving market, ensuring you make informed decisions for your home financing.

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Safeguarding Your Mortgage with Insurance: A Comprehensive Guide

A mortgage is a significant financial commitment that allows you to own your dream home. However, unexpected events such as illness, job loss, or accidents can disrupt your ability to meet your mortgage repayments. This is where mortgage insurance comes into play and something we at the Mortgage Advice Company value strongly with those who decide to borrow. In this blog, we will explore how you can protect your mortgage with various insurance options, ensuring that your home remains secure and stable even in challenging times.

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Understanding Revolving Credit vs Offset Home Loan in Saving on Interest Cost

We often have the question posed around how best to pay off your home lending quicker or how best to structure your mortgage set up to cater for different financial needs and goals. Two popular choices are revolving credit facilities and offset home loans. Both these options provide unique benefits that can help homeowners save on interest costs over the long term. In this blog, we will delve into the differences between these two types of home loans and explore how they can be effectively used to reduce interest expenses.

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5 Ways our Mortgage Advisers Can Help Customers with your Mortgage Renewal

As your fixed-rate mortgage term comes to an end, it’s essential to make informed decisions regarding your next steps. This is where our mortgage advisers can provide valuable assistance. Our Mortgage Advisers are experts in the lending industry who can guide you through the process of transitioning from a fixed-rate mortgage to a new arrangement. In this blog post, we’ll explore five ways we can help customers who have their mortgage coming off their fixed rate.

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5 Invaluable Ways our Mortgage Advisers Can Help First Home Buyers Save Money

Purchasing your first home is an exciting milestone, but it can also be an overwhelming and complex process, especially when it comes to navigating the mortgage landscape. That’s where a knowledgeable mortgage advisor can become your greatest ally. In this blog post, we’ll explore five essential ways our team can help first-home buyers save money. From finding the best loan options to maximizing available grants and incentives, our expertise can make a significant difference in your financial journey.

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