| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
|---|---|---|---|---|---|---|---|---|---|
| Median Rates | 9.49 |
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
|---|---|---|---|---|---|---|---|---|---|
| AIA Back My Build | 6.19 | ||||||||
| AIA Go Home Loans | 8.74 | 7.45 | 7.45 | 7.15 | 7.05 | 6.85 | 6.75 | 6.69 | |
| ANZ | 8.64 | 7.95 | 7.99 | 7.75 | 7.49 | 7.35 | 7.34 | 7.34 | |
| ANZ Blueprint to Build | 7.39 | ||||||||
| ANZ Good Energy | 1.00 | ||||||||
| ANZ Special | 7.35 | 7.39 | 7.15 | 6.89 | 6.75 | ||||
| ASB Bank | 8.64 | 7.39 | 7.39 | 7.15 | 6.89 | 6.65 | 6.55 | 6.55 | 8.74 |
| ASB Better Homes Top Up | 1.00 | ||||||||
| Avanti Finance | 9.15 | ||||||||
| Basecorp Finance | 9.60 | ||||||||
| Bluestone | 9.24 | ||||||||
| BNZ Classic | 7.39 | 7.35 | 7.15 | 6.89 | 6.79 | 6.75 | 6.75 | ||
| BNZ Green Home Loan topups | 1.00 | ||||||||
| BNZ Mortgage One | 8.69 | 7.74 | |||||||
| BNZ Rapid Repay | 8.69 | 7.74 | |||||||
| BNZ Std, FlyBuys | 8.69 | 7.99 | 7.95 | 7.75 | 7.65 | 7.45 | 7.35 | 7.35 | |
| BNZ TotalMoney | 8.69 | ||||||||
| CFML Loans | 9.45 | ||||||||
| China Construction Bank | 7.19 | 7.09 | 6.89 | 6.75 | 6.49 | 6.40 | 6.40 | ||
| China Construction Bank Special | |||||||||
| Cooperative Bank First Home Special | 7.15 | ||||||||
| Cooperative Bank Owner Occ | 8.40 | 7.39 | 7.35 | 7.15 | 6.89 | 6.75 | 6.75 | 6.75 | 8.40 |
| Cooperative Bank Standard | 8.40 | 7.89 | 7.85 | 7.65 | 7.39 | 7.25 | 7.25 | 7.25 | 8.40 |
| Credit Union Auckland | 7.70 | ||||||||
| First Credit Union Special | 7.45 | 7.35 | |||||||
| First Credit Union Standard | 8.50 | 7.99 | 7.85 | ||||||
| Kiwibank | 7.99 | 6.69 | 6.59 | 6.45 | 6.19 | 7.99 | |||
| Heartland Bank Reverse Mortgage | |||||||||
| Heretaunga Building Society | 8.90 | 7.60 | 7.40 | ||||||
| HSBC Premier | 8.59 | ||||||||
| HSBC Premier LVR > 80% | |||||||||
| Pepper Money | |||||||||
| ICBC | 7.85 | 7.19 | 7.05 | 6.95 | 6.85 | 6.59 | 6.49 | 6.49 | |
| Kainga Ora | 8.64 | 7.79 | 7.59 | 7.29 | 6.99 | ||||
| Kainga Ora First Home Buyer Special | |||||||||
| Select | 8.50 | 8.39 | 8.35 | 7.89 | 7.65 | 7.59 | 7.49 | 8.55 | |
| Kiwibank Offset | 8.50 | ||||||||
| Kiwibank Special | 7.39 | 7.35 | 6.89 | 6.75 | 6.69 | 6.59 | |||
| Liberty | 8.59 | 8.69 | 8.79 | 8.94 | |||||
| Nelson Building Society | 9.00 | 7.90 | 7.39 | ||||||
| Pepper Money Advantage | 10.49 | ||||||||
| Pepper Money Easy | 8.69 | ||||||||
| Pepper Money Essential | 8.29 | ||||||||
| Resimac LVR < 80% | 8.84 | 8.30 | 7.89 | 7.69 | 7.59 | 7.49 | |||
| Resimac LVR < 90% | 9.84 | 9.30 | 8.89 | 8.69 | 8.59 | 8.49 | |||
| Resimac Specialist Clear (Alt Doc) | 8.99 | ||||||||
| SBS Bank | 8.74 | 7.95 | 7.95 | 7.75 | 7.45 | 7.29 | 7.19 | 7.09 | |
| SBS Bank Special | 7.45 | 7.45 | 7.25 | 6.95 | 6.79 | 6.69 | 6.59 | ||
| SBS Construction lending for FHB | |||||||||
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 years | 3 years | 4 years | 5 years | RC |
| SBS FirstHome Combo | 6.19 | 7.05 | |||||||
| SBS FirstHome Combo | |||||||||
| SBS Unwind reverse equity | 9.95 | ||||||||
| 9.24 | |||||||||
| TSB Bank | 9.44 | 8.19 | 8.19 | 7.99 | 7.55 | 7.55 | 7.59 | 7.59 | |
| TSB Special | 8.64 | 7.39 | 7.39 | 7.19 | 6.75 | 6.75 | 6.79 | 6.79 | 8.74 |
| Unity | 8.64 | 7.35 | 6.99 | 7.15 | 6.85 | ||||
| Unity First Home Buyer special | 6.45 | ||||||||
| Wairarapa Building Society | 8.60 | 7.15 | 7.10 | 6.85 | |||||
| Westpac | 8.64 | 7.99 | 7.99 | 7.75 | 7.49 | 7.35 | 7.29 | 7.09 | |
| Westpac Choices Everyday | 8.74 | ||||||||
| Westpac Offset | 8.64 | ||||||||
| Westpac Special | 7.39 | 7.39 | 7.15 | 6.89 | 6.75 | 6.69 | 6.49 | ||
| Median | 8.64 | 7.39 | 7.45 | 7.15 | 7.37 | 6.79 | 6.79 | 6.89 | 8.40 |
Last updated: 8 February 2024
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