Income Protection Insurance

Is your bank offering you insurance? Do I need Income Protection Insurance to get a mortgage? Why do I need insurance when buying my first home?

Despite popular belief, you do not need to obtain Income Protection Insurance in order to get a mortgage. The only insurance required by law when obtaining a mortgage is Building Insurance.

The reason why people purchase Income Protection Insurance is to protect their biggest asset, their income. It can turn your life upside down if you’re sick or injured and unable to work due to illness or injury, either temporarily or permanently. Income Protection Insurance provides you with money to live on as a monthly payment while you’re not receiving your salary or wage.

There are many benefits covered by Income Protection Insurance. Some of them may appear to be minor details that you would not typically consider, but they would make a significant impact if you wanted to make a claim.

We understand that talking about insurance isn’t always pleasant, but we want you to be able to stay in your home no matter what happens. That’s where The Mortgage Advice Company can help you not only stay put but also keep your lifestyle.

In cahoots, we’ll…

  • Help work out what Income Protection Insurance cover you need.
  • Find the best Income Protection Insurance policy that best suits you and your circumstance.

When buying your first home…

Whatever you do, don’t take the quick and easy insurance option offered by the bank. While bank insurance may appear to be a convenient solution, when it comes down to it, most bank policies aren’t all they’re cracked up to be.

Why choose The Mortgage Advice Company?



We’re a wealth of knowledge on all aspects of insurance and preparedness. We’ll offer professional advice to ensure you have the right cover.



We’re completely independent of any insurance company. We work for you and our recommendations are always in your best interests.



We’re here to ensure that you receive fair and prompt payment, to get you back to normal. In a dispute, we’ll act as your advocate.

Ready to protect biggest asset?

Contact Us Now