Displaying 3 of 3 articles tagged with refinance Remove filter
Bridging the Gap: When Does Bridging Finance Make Sense?
In the world of property, timing is everything; however, it’s rarely perfect. You might find your dream home before your current house has even hit the market, or perhaps you’ve spotted a “fixer-upper” at auction that isn’t eligible for a standard mortgage.
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How Long Should You Fix Your Mortgage For in 2026? A Clear Guide for Kiwi Homeowners
As we head into 2026, many homeowners and future buyers face an important decision: when your fixed rate term comes up for review, how long should you fix your mortgage for next? There isn’t a one-size-fits-all answer, but understanding the interest rate outlook and your personal goals can help you make a strategic choice.
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Interest Rates are Falling: What Kiwi Homeowners Need to Know About Break Fees
With the recent announcement from the Reserve Bank on easing the OCR Banks have responded by reducing interest rates they have on offer that triggers many homeowners to think about refinancing their mortgages to take advantage of the lower rates. While securing a lower interest rate and potentially reducing your monthly payments is attractive, it’s important to understand the potential costs involved, particularly the break fees associated with breaking your existing mortgage.
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