Displaying 6 of 6 articles tagged with refinancing Remove filter
Bridging the Gap: When Does Bridging Finance Make Sense?
In the world of property, timing is everything; however, it’s rarely perfect. You might find your dream home before your current house has even hit the market, or perhaps you’ve spotted a “fixer-upper” at auction that isn’t eligible for a standard mortgage.
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How Long Should You Fix Your Mortgage For in 2026? A Clear Guide for Kiwi Homeowners
As we head into 2026, many homeowners and future buyers face an important decision: when your fixed rate term comes up for review, how long should you fix your mortgage for next? There isn’t a one-size-fits-all answer, but understanding the interest rate outlook and your personal goals can help you make a strategic choice.
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Interest Rates are Falling: What Kiwi Homeowners Need to Know About Break Fees
With the recent announcement from the Reserve Bank on easing the OCR Banks have responded by reducing interest rates they have on offer that triggers many homeowners to think about refinancing their mortgages to take advantage of the lower rates. While securing a lower interest rate and potentially reducing your monthly payments is attractive, it’s important to understand the potential costs involved, particularly the break fees associated with breaking your existing mortgage.
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5 Essential Tips to Navigate Higher Interest Rate Rises When Your Mortgage Comes Off Its Fixed Rate
After the recent sharp rises in interest rates navigating the best way to deal with these can be a crucial aspect of managing your finances. When your mortgage comes off its fixed rate, dramatic changes with interest rate rises can pose challenges.
Understanding Revolving Credit vs Offset Home Loan in Saving on Interest Cost
We often have the question posed around how best to pay off your home lending quicker or how best to structure your mortgage set up to cater for different financial needs and goals. Two popular choices are revolving credit facilities and offset home loans. Both these options provide unique benefits that can help homeowners save on interest costs over the long term. In this blog, we will delve into the differences between these two types of home loans and explore how they can be effectively used to reduce interest expenses.
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5 Ways our Mortgage Advisers Can Help Customers with your Mortgage Renewal
As your fixed-rate mortgage term comes to an end, it’s essential to make informed decisions regarding your next steps. This is where our mortgage advisers can provide valuable assistance. Our Mortgage Advisers are experts in the lending industry who can guide you through the process of transitioning from a fixed-rate mortgage to a new arrangement. In this blog post, we’ll explore five ways we can help customers who have their mortgage coming off their fixed rate.
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