What is a Mortgage Broker
A mortgage broker is an intermediary between you, the borrower, and a lender, such as a bank.
As mortgage brokers, we will work with you one-on-one to determine your specific requirements and offer you a range of mortgage solutions, from different lenders, tailored to your particular needs.
We are conversant with various lenders’ home loan rates and application criteria and will negotiate on your behalf. Because we have affiliations with a number of mortgage providers, we can almost always broker you a better rate than directly with the lender.
Our services are usually free of charge because we get paid commission from the lender’s margin.
Why use a Mortgage Broker?
Save You Time
We have access to the most recent home loan rates and can save you time by contacting each bank to see if you qualify. Additionally, we’ll assist with the paperwork associated with obtaining a mortgage.
Save You Money
Through our knowledge of the market, we have the ability to negotiate a better result.
Give You Better Access
Because of our professional relationships, with a wide range of lenders, we have a better chance of finding you a deal that suits your needs, with a minimal amount of credit checks.
Pre-approval
If you’re not sure what property you want, we can help you get pre-approval for a mortgage so you know exactly how much you can borrow. This allows you to house hunt with confidence.
Knowledge & Advice
Mortgage lending and the housing market is a specialist industry. We’re experts in our field, with a ton of experience, and can offer sound, independent advice in plain language. On top of that, all mortgage brokers are now required to be Registered Financial Advisers.
Service
Mortgage brokering is more than just finding the best offers. It’s also about developing valuable relationships and recognising your needs at various phases of life. It’s also about simplifying the process and saving you the hassle.
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