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Level vs Stepped Premiums: Choosing the Right Structure for Your Insurance
Why the structure of your insurance premiums can make such a big difference. When arranging personal insurance, it’s natural to focus on how much cover you need and what you want to protect. But just as important is how you pay for that cover and how long you expect to keep it . Two common approaches are stepped and level premiums . Neither is automatically better. The right structure depends on your age, budget, financial circumstances and expected timeframe. Stepped premiums…
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