Island Bay offers first home buyers a unique coastal lifestyle combined with affordability. The Mortgage Advice Company is here to streamline your mortgage process, ensuring you secure the best terms while focusing on your new beginning.
Here’s how we support you in Island Bay:
- Eligibility & KiwiSaver Access: We verify your eligibility and assist you in tapping into KiwiSaver and HomeStart schemes. Boosting your deposit through KiwiSaver can make borrowing both easier and more affordable.
- Deposit Calculation: We work with you to determine a realistic deposit amount and assess what you can comfortably afford.
- Lender Matching: With deep local insights, we match you with the lender that best suits your financial situation and personal circumstances in Thorndon.
- Tailored Rate Negotiation: Our team negotiates on your behalf to secure a mortgage rate that fits your unique needs.
- Mortgage Structuring: We craft a mortgage solution that aligns with your long-term financial goals and lifestyle.
Why First Home Buyers Love Island Bay:
- Green Spaces & Parks: Enjoy the coastal charm of Island Bay Reserve, perfect for seaside walks and relaxation.
- Convenient Transport Links: Benefit from local bus services that link Island Bay to central Wellington efficiently.
- Quality Schools: Families value the availability of quality education through nearby institutions like Island Bay School.
Why choose The Mortgage Advice Company?
Expert Advice
We’re all prior senior bankers with extensive networks and business acumen. We understand how banks think.
Knowledge
We take the time to get to know you, where you are now, and your goals before developing a strategy to get you there.
Experience
We understand what makes an appealing application. We’ll help complete the paperwork and recommend the best lender for you.
Independent
We’re here to ensure that you receive fair and prompt payment, to get you back to normal. In the event of a dispute, we’ll act as your advocate.
Better Access
We have a network of major lenders and products to choose from giving you better access and more options to choose from.
No Suprises
We’re normally paid by product providers. We’re legally required to disclose any fees or other charges. This means no surprises at a later date.
Ready to jump on the property ladder?